Everly Life is a 100% digital Universal Life insurance plan that helps you protect the people you love, and safely build savings you can use while you’re alive. It’s designed to be flexible so you can adjust your plan as you need to.

Everly has partnered with Security Benefit, an industry leader with $45.5 billion in assets under management (as of 12.31.20) and over 129 years of experience helping people achieve financial security. Life insurance products offered through Everly are issued by Security Benefit Life Insurance Company.

Universal Life insurance provides the same life insurance protection as standard Term insurance. But unlike Term, with Everly Life you have the option to add additional money that earns tax-advantaged interest. And, even better, you can actually access your money when you need it, all while having life insurance that you can count on to protect your loved ones.

As a type of permanent insurance, Universal Life insurance is designed to provide insurance protection through age 121 so long as there is sufficient Account Value to pay the policy charges and fees. This means the Death Benefit may last longer than typical 10, 20 and 30-year term life contracts.

Other than the life insurance benefit, one of the biggest benefits of Everly Life is the ability to earn tax-advantaged interest on money you contribute into your Account Value. Plus, we make it easier to access that money through withdrawals and loans – generally, penalty and income tax-free.

People buy Everly Life because they want to protect their loved ones and build savings for the future.

With Everly Life you can get lifetime protection for you and your loved ones (through age 121 as long as you make your premium payments). Your money earns a current interest rate of 3.35% that will never dip below 1%. And your interest grows tax free while it remains in your life insurance account (aka Account Value). You pay for low cost of insurance and an $8 monthly fee. That’s it. No surrender fee, no sales fee, and no fee to access your money.

We're glad you asked! In our experience, people don't like talking or thinking about death. (And many people don't purchase life insurance for this very reason.) Enter Grimmy, our mascot. Grimmy is here to remind us not only of our mortality, but the importance of making the most of the time we have. We think this is just a bit easier when you know the people you love most are protected, and you're saving money for the moments that make life rich.