Start your free, instant estimate.

Patent Pending

1. Tell us about yourself.

This information helps to determine your cost of protection.

Sex (assigned at birth)
How's your health?
Do you use nicotine-containing products?

2. Choose your death benefit coverage.

Choose a coverage amount

3. Add monthly savings.

Set aside a little extra each month to build your account value—with a 3.35% current interest rate. Guaranteed never to drop below 1%.

Choose a savings goal amount (you can adjust your savings amount at any time).

4. This is your potential account value.

After 20 years, based on the current 3.35% interest rate.

Interest Rate

Interest Earned
Cash Saved
Your account value after 20 yrs for coverage of $100K





Avg. Monthly Payment


Avg. Cost of Protection:



Avg. Savings Payment: