If diagnosed with a serious illness, accessing part of the death benefit early could be a big help. Do that, tax-free, with Accelerated Benefit Riders.

Critical illnesses like a heart attack or stroke, long term chronic illnesses that impact your daily ability to care for yourself, and terminal illnesses.

1. Once you have a doctor’s diagnosis on a qualifying illness, contact us and we will guide you through the process of submitting the required paperwork.
2. If you qualify, the amount you can receive is based on the diagnosis. (For example, stage 1 non-invasive breast cancer is viewed as less impactful than stage 4 invasive breast cancer.)

3. How you use the money you receive is up to you, but many people use the benefit to help pay medical bills, supplemental care, or to supplement their income if they have to take time off work.
   
   Receiving Accelerated Benefits will impact your policy. Read the FAQs for more details.