Traditional Savings:
Low risk, low return.
Average accounts offer 0.08%⁶
Grow money over time for |
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With Everly Life™, protection is just the beginning. Get a safe and tax-favored way to grow long-term wealth that can be used for whatever you want.
Plans start at $15/month
Why save with Life insurance?
Everly Life is a long-term savings tool that feels just right.
Everly Life:
Low risk, 4% interest.²
Guaranteed never to drop below 1%.²
Unregulated Crypto:
High risk, uncertain return.
Investments can easily turn into $0
How Does My Money Grow?
Reach your goals faster with 4% current interest.
Chart assumes an average $50/mo contribution over 20 years.
*National Average Savings Account rate 0.08% as of 6/21/2022. Source
**20 Year Treasury Bond Yield rate 3.35% as of 7/1/2022. Source
***The 4% current interest is guaranteed for the first policy year and subject to change on policy anniversaries thereafter. Guaranteed Minimum Interest Rate is 1%.
How Does My Money Grow?
Reach your goals faster with 4% current interest.
Everly Life can help build savings over time. Add money to the monthly payment and it can grow with compound interest tax-deferred. And with a current interest rate of 4%,* wealth can build quicker compared to traditional savings options.
How can I access my money?
Tax-free withdrawals and loans make accessing your money easy.
How can I access my money?
Tax-free withdrawals and loans make accessing your money easy.
There are two tax-advantaged access options for an Everly Life policy:
- Withdraw up to the total amount of payments, tax-free.*
- Borrow up to the total account value with a tax-free loan (as long as the policy is active).
*Withdrawals of any amount up to the total account value can be made, but any amount in excess of the total payments may result in taxes.
How does Everly Life compare?
Your money is more accessible than other traditional investments.
Purpose
Pre-Tax or After Tax
Penalties for Early Access
Taxes Due
Tax-Free Loans
Contribution Limits
Everly Life
Flexible
After Tax
None
Only if withdrawing more than your cumulative payment amount
Yes
Yes
Savings Account
Flexible
After Tax
None
Yearly
No
No
Individual Stocks
Flexible
After Tax
None
At sale, if gains are realized
No
No
CD
Flexible
After Tax
Yes
At maturity
No
No
529 Plan
Education Only
After Tax
Yes, on gains
Only if for non-qualified purposes and withdrawing more than your cumulative payment amount
No
Yes
Roth 401(k)
Retirement Only
After Tax
Yes, on gains
Only on early withdrawal
Restricted
Yes
Traditional 401(k)/IRA
Retirement Only
Pre-Tax
Yes, on all
When accessing any amount
Restricted
Yes
Other vehicles may have additional restrictions on withdrawals and potential tax penalties. Consult with your tax advisor for more information.
When should I use my money?
This is money made for living.
When should I use my money?
This is money made for living.
Use the money in an Everly Life policy for exactly what you need — with no hidden fees, no hassle, and no penalties for withdrawing money at any age. That means it’s here to help you live your best life, right here on Earth.
GET MORE WITH EVERLY LIFE
Everly Life bundles long-term growth with protection.
With Universal Life, get tax-advantaged benefits from both insurance protection and savings growth for when life goes according to plan — and when it doesn’t.
No email or payment info required.